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Kos Wende Group
In this Group: S.marie, P.angele, Nathalie, Adele

Update on Kos Wende Group

Mrs. S. Marie is the representative of the Kos Wende group. She is doing well and has given birth to her third child [since the time of the previous loan]. She is married and has three children. The oldest is 20 and the youngest is two. Two of her children are in school. She has five dependents.
She has been selling condiments and cereals for seven years. She stocks up at the large market in Toécé and nearby villages. Her customers are both men and women. She would like to buy three bags of beans, five bags of millet and some condiments. She would like to reinvest the revenues in her business. Her goal is to expand her business and improve her family’s life conditions.
View original language description ↓
Mme S.MARIE est la représentante du groupe KOS WENDE. Mme se porte bien et à accoucher son troisième enfant. Elle est mariée et mère de 03 enfants. Le plus âgé a 20ans et le moins âgé a 02ans. 02 vont à l’école. Elle a 05 personnes en charge.
Elle vend des condiments, des céréales depuis 07ans. Elle s’approvisionne au grand marché de toécin et dans les villages environnants. Ses clients sont les femmes et les hommes.
Elle veut s’acheter 03 sacs d’haricots, 05sacs de mil et des condiments.
Mme veut réinvestir ses bénéfices dans son commerce. Elle ambitionne étendre les limites de son activité et améliorer les conditions de vie de sa famille.

Previous Loan Details

Mrs. S.Marie is the representative for the group Koswende. She is married and has two children. The oldest is 17 and the youngest is 14. One is attending school. She has five people under her care. She has been selling condiments, cereals, and firewood for five years. She buys her supplies at ... More from Kos Wende Group's previous loan »

Additional Information

About Micro Start/AFD

This loan is administered by Micro Start/AFD, Kiva’s first Field Partner in Burkina Faso. Micro Start/AFD’s mission is to improve families' living conditions in general, and those of women in particular, by facilitating access to financial and non-financial services.

Micro Start/AFD is a professional microfinance institution offering financial services, advice, and training. One of the organization’s principal aims is to collect obligatory and voluntary savings that foster clients’ financial independence. Micro Start/AFD also focuses on building female entrepreneurs’ skills in management and business administration and improving the living conditions in its clients’ communities. More information can be found on Micro Start’s Kiva Field Partner Page.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Burkina Faso

  • $1,500
    Average annual income
  • 29
    View loans »
    Burkina Faso Loans Fundraising
  • $1,833,575
    Funds lent in using Kiva
  • 501.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Kos Wende Group's $1,000 loan helped a member to buy three bags of beans, five bags of millet and some condiments.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 17, 2013
Jun 5, 2013
Currency Exchange Loss:
Jan 17, 2014