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Odil is married and 52 years old. He has a wife and three wonderful children. His wife is a homemaker who takes care of household chores. Their older son lives and works in the Russian Federation. Every month if possible, he sends money home to his parents. Since Odil had financial difficulties in his youth, he was not able to go to university and get an education. Now he can only engage in raising cattle. But this business has saved his family and provides a very good profit. Additionally, Odil moonlights as a security guard. He tries to do everything so that his children lack for nothing. From his friends Odil knew that the organization Arvand makes loans and he wrote to apply. He wants to buy cattle and increase his herd. He very much hopes that Arvand will help him and provide financial support.
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Одил мужчина в возрасте 52 лет. Он женат и имеет троих чудесных детей. Его жена домохозяйка,занимается домашними делами. Старший сын Одила находится на заработках в Российской Федерации, он каждый месяц по возможности присылает родителям денежные средства. Так как в молодости у Одила были проблемы по финансовой части, он не смог учится в ВУЗ-е и получить образование. Теперь он вынужден заниматься только откормом скота.
Но этот бизнес спасает их и дает очень хорошую прибыль. Дополнительно Одил по ночам подрабатывает охранником. Он старается делать все чтобы его дети не нуждались не в чем.
От своих знакомых Одил узнал,что в организации Арванд дают кредиты и он решил подать заявку. Он хочет купить скот и увеличить поголовье скота. Очень надеется,что в Арванде ему помогут и поддержать финансово.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 191
    View loans »
    Tajikistan Loans Fundraising
  • $30,409,250
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Odil to buy cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 6, 2013
Jun 7, 2013
Currency Exchange Loss:
Jun 17, 2014