Francis lives in a small town in Kwale county. Kwale county is located on the Kenyan coast, and is the southernmost Kenyan county. Though some of the towns along the beach see benefits from tourism, the majority of people living inland are farmers, and the region's inconsistent rains can make agricultural yields unpredictable. Beekeeping is a relatively new activity in the area, but many farmers here are enthusiastic at the prospect of owning their own hives.
Francis is married, and has one child. Both him and his wife have been farming for eight years, and are currently growing maize and mangoes on their land. Francis is excited to start beekeeping because he wants to eat some of the honey produced by his own hives.
This is Francis' first loan, and he plans to use the income generated by his hives to pay for his child's school fees. In the future, Francis hopes to save up enough money to start up a transportation business.
About Honey Care Africa
Honey Care Africa (HCA) is a for-profit social enterprise that trains smallholder farmers to become commercial honey producers and provides ongoing support for hive owners. Founded in Kenya in 2000, it is a member of the World Fair Trade Organization and aims to increase the income of rural farmers throughout East Africa.
Kiva lenders’ funds will help HCA make loans in the form of a certain number of beehives per family to jumpstart income. This new approach will simplify the process of hive purchase and honey production and will enable HCA to reach many more farmers. Farmers will repay the organization the same way they would for a typical loan.
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.