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Salma is a 50-year-old diligent and hardworking woman living in Rawalpindi, Pakistan, along with her husband and three daughters. Her husband is a government employee, and all of her children are currently studying in schools. Her husband’s monthly income is not enough to meet the household expenses. They are living in a rented house, and she desires to have her own house as they have to pay very high house rent every month.

Salma has been helping her husband by selling cloth for three years. She has requested a loan from Kiva’s partner, BRAC Pakistan, to buy new varieties of cloth and expand her business. With the profit amount, she wants to pay the educational expenses of her children and save some money for the future.

Salma is very hopeful that the loan will be a productive one for them. She is very thankful to Kiva and BRAC Pakistan for their support.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 270
    View loans »
    Pakistan Loans Fundraising
  • $14,718,825
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Salma to purchase new, colorful cloth.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 31, 2013
Jun 5, 2013
Currency Exchange Loss:
May 17, 2014