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A kind man by the name of Rahmat lives in a flat which is in bad condition. He has been busy with a taxi service for more than four years. His wife is a seamstress. They have four clever children. Rahmat’s children want to live in a flat which is in good condition, but his income is not enough to accomplish this. He must repair all the rooms, bedroom, bathroom, living room and kitchen. He is applying for a loan of 3,000 TJS (Tajik somoni) to buy building materials. In this way, he will be able to offer his family a better quality of life, as well as moral stability that will allow them to progress. Each month he will make his payment on time. He awaits your support and mercy.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 187
    View loans »
    Tajikistan Loans Fundraising
  • $30,409,250
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
A loan of $650 helped Rahmat to buy building materials for repairing flat.
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 15, 2013
Jun 5, 2013
Currency Exchange Loss:
Jul 5, 2013