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Update on Sitora

Sitora is requesting a loan for the second time. She had requested her previous loan to increase her commodity turnover and she used her loan amount to buy hats, bathrobes and indoor slippers. With the profits that she made, she was able to build a house.

Sitora is now requesting a loan to buy an assortment of clothes for resale, in order to increase her sales volume. She really likes her retail business because it allows her to be independent and to provide for her family.

In the future, she is planning to expand her business and to open a store at the city market.
View original language description ↓
Ситора уже второй раз обращается за кредитом. Свой предыдущий заем она брала для увеличения товарооборота и на сумму кредита закупила шапки, банные халаты и домашние тапочки. За счет полученной прибыли она построила дом.
Теперь Ситора снова запрашивает кредит. Она хочет закупить ассортимент одежд на продажу и таким образом увеличить товарооборот. Ситора очень любит свой торговый бизнес, так как он помогает ей быть независимой и обеспечивать семью. В будущем Ситора планирует расширить бизнес и открыть магазин на рынке города.

Previous Loan Details

Sitora M. lives in the city of Tursun-zoda. She is 26 years old and the mother of two children. She has a high school education. Her husband is working in Russia. She began this business after her husband left. She works in the Dehkon market. She rents a shop where she sells men's hats and ... More from Sitora's previous loan »

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Tajikistan

  • $2,700
    Average annual income
  • 198
    View loans »
    Tajikistan Loans Fundraising
  • $29,692,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,125 helped Sitora to buy an assortment of clothes for resale.
Repayment Term
17 months (Additional Information)
Repayment Schedule
May 23, 2013
Jun 5, 2013
Currency Exchange Loss:
Jul 5, 2013