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Francisca Margarita
The communal bank Maria Monserrate meets every two weeks in the Montecristi canton, which is known for its rich precolonial culture and for its handicrafts, which are known at a national and international level. It is the location of the famous hats of toquilla straw.

Señora Francisca lives here. She is 46 years old. She is married and has a son who is 18 and is studying at the university. Her husband is a businessman.

Doña Francisca, like her husband, works in commerce. She sells clothing of all types, glasses, and hats of toquilla straw, which are greatly valued, espacially by the tourists who visit the place. Her form of sales is walking through the streets, and on weekends she visits other cities such as Pedernales, Salinas, Canoa, etc., places where many tourists come. She buys her products in Guayaquil and also from craftspeople in her area. She has done this for more than 15 years, and it is her way of earning an honest living and giving the best education to her son.

She is going to use this loan to buy clothing, glasses, and hats. She has been in the communal bank for more than 14 years, and she likes it because of the benefits that the institution offers.

Her dream is to have her son finish his studies and become a professional.
View original language description ↓
EL Banco Comunal María Monserrate se reúne cada quince días en el Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar vive la señora Francisca, tiene 46 años de edad, está casada y fruto de esta relación tiene un hijo de 18 años que está estudiando en la universidad. Su esposo es comerciante.

Doña Francisca al igual que su marido se dedica al comercio, vende ropa de todo tipo, gafas y sombreros de paja toquilla que son muy apreciados sobre todo por los turistas que visitan el lugar, su forma de venta es recorriendo las calles y los fines de semana se desplaza a otras ciudades como: Pedernales, Salinas, Canoa, etc. lugares donde llegan muchos turistas. Sus productos compra en Guayaquil y también a artesanos del lugar, son más de 15 años dedicada a esto y es su forma de ganarse la vida honradamente y darle la mejor educación a su hijo.

Este crédito lo va a emplear en comprar ropa, gafas y sombreros. Está en el Banco Comunal desde hace más de 14 años y le gusta por los beneficios que la institución ofrece.

Su sueño es que su hijo termine sus estudios y sea profesional.

About Ecuador

  • $10,200
    Average annual income
  • 58
    View loans »
    Ecuador Loans Fundraising
  • $23,551,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,700 helped Francisca Margarita to buy clothing, glasses, and hats.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 7, 2013
Listed
Jun 8, 2013
Currency Exchange Loss:
N/A
Ended:
Oct 21, 2013