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Nancy Marisol
The communal bank Maria Monserrate meets every two weeks in the Montecristi canton, which is known for its rich precolonial culture and for its handicrafts, which are known at a national and international level. It is the location of the famous Panama hats.

Señora Nancy lives in this place. She is 36 years old. She is married, and she and her husband have four daughters, ages 16, 14, 8, and 5. The two older ones are in secondary school, and the younger ones are in primary school. Her husband is a driver.

Doña Nancy, with the goal of having her own income and with it being able to pay her expenses and help in the household, sells clothing of all types. She works from three to four days a week in her rounds, since her form of sales is door to door. She takes advantage of the morning hours, since in these hours it is easier for her to complete her routes and take advantage of the fact that her younger children are in school. She has had this business for 7 years. She began it with the first loan that she received from the bank, and thanks to her earnings, her children can continue going to school.

She is going to use this loan to buy clothing and uniforms, which is what she is selling the most of now. She has been in the communal bank for seven years, and she likes it because she began her business with the loan.

Her dream is to have a big shop.
View original language description ↓
EL Banco Comunal María Monserrate se reúne cada quince días en el Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar vive la señora Nancy, tiene 36 años de edad, está casada y fruto de esta relación tiene 4 hijas de 16, 14, 8 y 5 años de edad, las dos mayores estudian en colegio y las menores en escuela. Su marido es chofer.

Doña Nancy con la finalidad de contar con sus propios ingresos y con esto poder solventar sus gastos y ayudar en el hogar se dedica a la venta de ropa de todo tipo, trabaja de tres a cuatros días a la semana en sus recorridos ya que su forma de ventas es puerta a puerta, ella aprovecha las horas de la mañana ya que a esas horas le resulta más fácil realizar sus recorridos y aprovecha que sus hijos más pequeños están en la escuela, ella lleva 7 años en este negocio que empezó con el primer crédito que recibió del banco y que gracias a sus ganancias sus hijos pueden seguir estudiando.

Este crédito lo va emplear en comprar ropa y uniformes que es lo mas se vende actualmente. Está en el Banco Comunal desde hace 7 años y le gusta porque con el crédito empezó su negocio.

Su sueño es tener un gran local.

About Ecuador

  • $10,600
    Average annual income
  • 54
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Nancy Marisol to buy clothing and uniforms to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 7, 2013
Listed
Jun 8, 2013
Currency Exchange Loss:
N/A
Ended:
Oct 21, 2013