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Rosa María
The María Monserrate communal bank meets every two weeks in the Montecristi canton, know for its rich pre-colonial culture and for its artisanal crafts known nationally and internationally. It is where the famous paja toquilla hats come from.

This is where Rosa is from. She is 69. Several years ago, her husband died and she was widowed. From her marriage she has 7 grown children. One of them still lives wither her, as well as a 15 year old grandson who is like her son and goes to high school.

In order to earn her own income, and get her children ahead, especially after her husband died, Rosa works as a merchant. she buys and sells fish. Four times a week she goes to the beaches of manta to buy the best products to later clean them and send them to Quito, where a son of hers lives who receives them and sells them there. She has had this business for more than 15 years and with it has been able to get ahead.

She is going to invest this loan in buying fish. She has been in the communal bank since the beginning and she likes it because with the loans she has been able to get her children ahead.

Her dream is to buy a car to transport her product.
View original language description ↓
EL Banco Comunal María Monserrate se reúne cada quince días en el Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar vive la señora Rosa, tiene 69 años de edad, hace varios años su esposo falleció y quedo viuda pero de esa relación tiene 7 hijos mayores de edad, uno de ellos aun viven con ella y un nieto que tiene 15 años que es como su hijo y estudia en colegio.

Doña Rosa para obtener sus propios recursos y así sacar adelante a sus hijos y más después que murió su marido se dedica al comercio, ella tienen un negocio de compra y venta de pescado, cuatro veces por semana se desplaza hasta las playas de la ciudad de Manta para comprar el mejor producto, para luego limpiarlos y enviarlos a Quito, ciudad en la cual vive un hijo que es el encargado de recibir y vender el producto en ese lugar, lleva en este negocio ya por más de 15 años con el cual ha podido salir adelante.

Este crédito lo va a invertir en comprar pescado. Está en el Banco Comunal desde el inicio y le gusta porque con los créditos ha podido sacar adelante a sus hijos.

Su sueño es comprar un carro para llevar sus productos.

About Ecuador

  • $10,600
    Average annual income
  • 101
    View loans »
    Ecuador Loans Fundraising
  • $24,212,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Rosa María to buy fish.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 7, 2013
Listed
Jun 8, 2013
Currency Exchange Loss:
N/A
Ended:
Oct 21, 2013