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The client lives in La Libertad, and he has a business selling shoes. Little by little, he has progressed. He has a disability, and he is not ambulatory. He is in a chair that he manages with his arms. The chair has bicycle gears. He works every day from 7:00 a.m. until 6:00 p.m. His nephew helps him sell the shoes.

He has a lot of aspirations for his business. Therefore, he wants to improve the shoes that he sells. He will use the loan to buy athletic shoes and formal shoes. His dream is to have his own place.
View original language description ↓
El cliente vive en La Libertad, tiene un negocio de venta de zapatos. El poco a poco ha progresado ya que tiene una discapacidad que no puede movilizare y esta en una silla que la conduce con los brazos ya que esta silla tiene palancas de bicicleta. Trabaja todos los dias desde las 07:00am hasta las 18:00pm, su sobrino le ayuda en vendiendo los zapatos.

El tiene muchas aspiraciones con su negocio por eso quiere mejorar los zapatos que vende. Y comprar con el préstamo zapatos deportivos y formales. Su sueño es tener un local propio.

Additional Information

More information about this loan

This loan is for a Kiva borrower living with a disability. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.  

Due to potential safety risks facing disabled borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 48
    View loans »
    Ecuador Loans Fundraising
  • $24,300,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped this borrower to buy shoes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 5, 2013
Jun 9, 2013
Currency Exchange Loss:
Jul 2, 2014