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Nancy Judith
The communal bank María Monserrate meets every other week in the canton Montecristi, an area known for its rich precolonial culture. It's artisanal goods are very well-known both nationally and internationally. Montecristi is home to the famous straw Panama hats.

This is where Nancy, 58 years old, lives. She is married and the mother of four children. Two of her kids are older and independent, while the two youngest still live with her and are in high school. Nancy's husband works in transportation. Nancy has a degree in Education; she works as a teacher in a local school and also works selling Romanel jewelry and Yanbal beauty products, cosmetics, perfumes, and women's accessories, which she buys from a distributor in Manta. She works every day since she teaches during the week then sells her products primarily on the weekends, though she also sells them to some of her coworkers at school. Nancy allows customers to buy items on credit and she collects payments each weekend. She has been working in this business for over 14 years.

Nancy is requesting this loan in order to buy more jewelry such as chains, bracelets, necklaces and Yanbal products. She has been involved with the Communal Bank group for 14 years and really enjoys the benefits it provides. Nancy's goals are to continue working and expand her business.
View original language description ↓
EL Banco Comunal María Monserrate se reúne cada quince días en el Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar vive la señora Nancy, tiene 58 años de edad, está casada y fruto de esta relación tiene cuatro hijos, dos mayores de edad e independientes y los dos menores de edad aun viven con ella y estudian en colegio. Su marido es chofer. Ella es licenciada en Ciencias De La Educación.

Doña Nancy trabaja de maestra en una escuela de la localidad y también se dedica al comercio, vende semijoyas de Romanel y de productos Yanbal (productos de belleza, cosméticos, perfumería y accesorios para damas), trabaja todos los días en todas sus actividades, sus productos los vende los últimos días de la semana aunque también les vende a sus compañeras de la escuela, deja a crédito y cobra cada fin de semana, lleva en este negocio por más de 14 años y estos productos los compra en una distribuidora en Manta.

Este crédito es para comprar semijoyas de Romanel como: cadenas, pulseras, collares y productos de Yanbal. Está en el Banco Comunal desde hace 14 años y le gusta por los beneficios que brinda la institución.

Sus metas son seguir trabajando y ampliando su negocio.

About Ecuador

  • $10,600
    Average annual income
  • 102
    View loans »
    Ecuador Loans Fundraising
  • $24,143,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Nancy Judith to buy necklaces, bracelets, chains, and Yanbal products.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 7, 2013
Listed
Jun 8, 2013
Currency Exchange Loss:
N/A
Ended:
Oct 21, 2013