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Antonio is 56 years old and has worked in farming for most of his life. With the help of his eldest children - who are aged 24 and 21 years old - Antonio works with care and dedication to move forward and achieve his set goals. Antonio teaches young people in his community as they learn about working the land and generating their own income.

This great entrepreneur is applying for a loan that he will invest in buying farming supplies and materials. With it he will have a better harvest and be able to sell his products at a better price.

Antonio dreams of guaranteeing his youngest son the opportunity of going to school and becoming a professional.
View original language description ↓
Antonio de 56 años de edad, se ha dedicado a la agricultura la mayor parte de su vida y con la ayuda de sus dos hijos mayores de 24 y 21 años trabaja con esmero y dedicación para salir adelante y alcanzar los objetivos propuestos. Antonio enseña a los jóvenes de su comunidad a que aprendan sobre el cultivo y la tierra y generen sus propios ingresos.

Este gran emprendedor se encuentra solicitando un crédito que invertirá en la compra de insumos y material agrícola para sacar una mejor cosecha y comercializarlo a un mejor precio.
Sueña con garantizarle a su hijo menor, la oportunidad de acceder a la escuela y que pueda llegar a convertirse en un gran profesional.

Additional Information

More information about this loan

By funding this loan, you are promoting entrepreneurship in remote regions, including areas recovering from guerilla warfare in Colombia, and helping to reverse the rural exodus which occurred in the past decades when a the rural population fled their countryside homes for the safer cities.

This Kiva loan was created by Kiva's field partner Interactuar specifically for Kiva funding, in an effort to reach more borrowers in rural areas. Most of the Interactuar's lending operations are focused in urban parts of Medellin. But this loan product is designed to provide working capital to riskier agricultural businesses who have been traditionally excluded from the finance sector.

Important Information

This loan is structured on Kiva as a bullet loan, which means a single payment is required at the end of the loan term. By Colombian law, Kiva's partner Interactuar is required to offer borrowers loans with a variable interest rate that fluctuates with the market rate. Because fixed monthly payments are applied first to interest and then to principal, Interactuar is unable to predict upfront what portion of each repayment would go towards the loan principal. This creates a challenge with Kiva's system, which doesn't allow for unpredictable principal payments, and can result in some Interactuar clients appearing falsely delinquent. To remedy this, the loan has an end-of-term repayment plan on Kiva, but the borrower will continue scheduled monthly repayments to Interactuar, who will then pass along the principal amount to Kiva lenders. This means that you may see repayments made on this loan throughout the repayment term, as opposed to receiving repayment in full at the end of the loan term.


About Colombia

  • $11,100
    Average annual income
  • 366
    View loans »
    Colombia Loans Fundraising
  • $15,676,275
    Funds lent in using Kiva
  • 1,899.4
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Antonio to buy farming supplies and material.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 20, 2013
Jun 8, 2013
Currency Exchange Loss:
Aug 30, 2014