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The client lives in Guayaquil. He is an enterprising man who started working when he was very young. He has a business of making and selling brooms. He started this business 15 years ago, and now it is one of his sources of income to support his family.

He makes the brooms from 8:00 a.m. until 6:00 p.m. He also has another job that he does on rotating shifts. He sells the brooms that he makes to factories who sell them. He has a disability with his legs that does not allow him to walk well. However, he says that this does not make working difficult for him as he is the support of his household.

He has a lot of aspirations with his business because he handcrafts the brooms. Therefore, he wants the loan to be able to increase his production. He will buy wooden sticks and bristles for brooms.
View original language description ↓
El cliente vive en Guayaquil, es un hombre emprendedor que comenzó desde muy joven a trabajar. El tiene un negocio de venta y fabricación de escobas. Este negocio lo comenzó desde hace 15 años atrás y ahora es una de sus fuentes de ingreso para mantener a su familia.

El hace las escobas desde las 08h00 hasta las 18:00. También tiene un trabajo que lo realiza en turnos rotativos. Las escobas que el vende las hace desde y las vende a una fabrica que se encarga de venderlas. El tiene una discapacidad en sus piernas que no le permite caminar bien, pero esto no le dificulta trabajar ya que el es el sustento de su hogar.

Tiene muchas aspiraciones con su negocio ya que las escobas la hace artesanal. Por eso quiere el préstamo para poder incrementar su producción comprando palos de madera y serdas para escobas.

Additional Information

More information about this loan

This loan is for a Kiva borrower living with a disability. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.  

Due to potential safety risks facing disabled borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 99
    View loans »
    Ecuador Loans Fundraising
  • $25,071,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped this borrower to buy wooden sticks and bristles for brooms.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 31, 2013
Jun 19, 2013
Currency Exchange Loss:
Aug 2, 2014