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The client lives in Guayaquil. She is an enterprising woman because, in spite of being a single mother, she continues working for her two children. She started with her vegetable business in the areas surrounding her house so that she would have enough income to give her children the best. She has been working for four years selling vegetables. She starts buying the vegetables at the central market at 7:00 a.m, and she works selling them until 6:00 p.m. One of the difficulties that she has with her business is that she has to give special care to her child who has a disability. This makes it so that she is not in her business 100%.

She has a lot of hopes for her business. Therefore, she wants to invest part of the money in vegetables. She will use the other part to remodel her son’s room. She will buy cement, sand, and cement blocks.
View original language description ↓
La cliente vive en Guayaquil, es una mujer emprendedora porque a pesar que es madre soltera ella sigue trabajando por sus dos hijos. Comenzó con un negocio de legumbres en las afuera de su casa y asi tener ingresos suficientes para darle lo mejor a sus hijos.

Trabaja desde hace 4 años atrás en la venta de legumbres, desde las 07:00 am que comprar la legumbre en el mercado central hasta las 18h:00 que trabaja vendiéndolas. Una de sus dificultades en su negocio es que tiene que tener cuidados especiales con su hijo que padece de una discapacidad y eso hace que no este al 100% en su negocio.

Ella tiene muchas esperanzas en su negocio por eso quiere invertir una parte del dinero en las legumbres, y otra parte en la remodelacion del cuarto de su hijo comprando cemento, arena, bloques.

Additional Information

More information about this loan

This loan is for a Kiva borrower living with a disability. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.  

Due to potential safety risks facing disabled borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 70
    View loans »
    Ecuador Loans Fundraising
  • $24,619,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $675 helped this borrower to buy vegetables and cement, sand, and cement blocks to remodel her son's room.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 30, 2013
Jun 8, 2013
Currency Exchange Loss:
Aug 2, 2014