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Pablo Emilio
Condega is a town in north of the Estelí department, and is known as a land of potters because of its artisan products, and for its hard-working people. Here, Pablo lives in a neighbouring community, with his wife and two children, whom he must support and provide with an education. Pablo is a small-scale farmer, growing basic grains and raising cattle

Known as an honest and hard-working person, Pablo has around thirty acres of land with sections for cattle and growing crops.

Pablo recently came to visit the Ceprodel office and is applying for a loan to pay the deposit on some twenty acres of land. On this new land, Pablo hopes to benefit by increasing the area used for his crops and the pastures for his herd of cattle. He does not currently have much space for the cattle.

Pablo has had various loans and has been working with Ceprodel for eight years. The impact and benefits of these loans have been very positive for Pablo and his family. They will now have a farm with a larger area for farming production and cattle and this will allow them to improve their financial situation with the income they will earn.
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Condega un municipio que está ubicado en la parte norte del departamento de Estelí, conocido como tierra de alfareros por su artesanía y gente trabajadora. Vive el señor pablo en una comunidad aledaña, con su esposa y dos hijos al que tiene el deber de mantener y darles sus estudios, de profesión agricultor en granos básicos y la ganadería en una pequeña escala.

Conocido como una persona honesta y trabajadora tiene una propiedad de 19 manzanas de extensión con diferentes tipos de aéreas para la explotación agrícola y ganadera.

Recientemente visitó la oficina de ceprodel y está solicitando un crédito para un pre ajuste en la compra de un terreno agrícola de doce manzanas, donde piensa salir beneficiado y poder aumentar sus áreas de siembra y repasto de su hato ganadero ya que carece de esta área en un buen porcentaje.


El lleva varios créditos y tiene ocho años de trabajar con Ceprodel. El impacto y beneficios que tiene él y su familia son de una forma positiva, ya que tendrán una finca con una mayor área de producción agrícola y ganadera que les permitirá mejorar sus condiciones económicas con los ingresos obtenidos.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 129
    View loans »
    Nicaragua Loans Fundraising
  • $24,581,200
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD
Expired
A loan of $825 helped Pablo Emilio to pay the deposit on some twenty acres of land.
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 6, 2013
Listed
Jun 8, 2013
Currency Exchange Loss:
Possible
Expired:
Jul 8, 2013