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Ana Julia
Ana, 42, is single and has one son. She lives with him and some relatives in the canton of Ventanas. Ana sells clothing. She is asking for a loan to buy sweatshirts, sweaters, and pants. With the help of the loan she will be able to buy what she lacks so that she can sell it to her customers.
View original language description ↓
Ana tiene 42 años de edad es soltera tiene un hijo, vive con el hijo y unos familiares en el Cantón Ventanas.

Ana se dedica al comercio de prendas de vestir. Solicita el crédito para comprar calentadores, suéteres, pantalones.

Con la ayuda del crédito podrá comprar lo que le hace falta para poder vender a los clientes.

El sueño es tener una boutic. En el tiempo libre le gusta descansar y enseñarle las tareas a los hijos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 51
    View loans »
    Ecuador Loans Fundraising
  • $24,303,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,700 helped Ana Julia to buy sweatshirts, sweaters and pants.
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 8, 2013
Jun 7, 2013
Currency Exchange Loss:
Jul 7, 2013