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Yanina Margarita
Yanina is originally from the city of flowers Masaya, city known for having the largest religious celebrations in the country. She is 50, single, and her family is formed by her and her two children, whom she has gotten ahead with her effort and work, she is a storekeeper with 11 years in the business.

Her business consists of the sale of any types of used clothing, all sizes and ages, for men and women, she is a vendor at the city market, in addition, she also sells products from her residence.

She makes her purchases at the Asian market of Managua, city where she has to travel to purchase her products.

She currently needs to invest in the renovation of her store, because the wood that keeps the roof up is infested by woodworms, as well as other improvements she needs to make to serve her customers.

This is why she is requesting a loan to buy sand, nails, stones, concrete blocks, iron, cement, wood, tie wire, purlin, zinc and to pay for labor, with the goal to continue selling clothes and meet the demand from her customers at a location that her clients and her family deserve.
View original language description ↓
Doña Yanina es originaria de la cuidad de la flores Masaya, ciudad conocida por contar con las fiestas patronales mas larga de todo el país. Tiene 50 años de edad, es soltera, su núcleo familiar lo compone ella y sus dos hijos, a quienes a sacado adelante con su esfuerzo y trabajo, es comerciante con 11 años de tener su negocio.

Su Negocio consiste en la venta de ropa usada y nueva,ropa de todo tipo, para todas las edades, tanto para damas y caballeros, la forma de vender su producto es ambulante en el mercado municipal, aparte que en su vivienda también ella pone a la venta los productos que ofrece.

Sus compras la realiza en mercado oriental de Managua, cuidad a la que tiene que viajar para adquirir su producto

En estos momentos necesita invertir en la remodelación del lugar donde tiene su negocio ya que parte de la madera que sostiene el techo se lo comieron las polillas y otras mejoras que necesita para crear las condiciones necesarias en atención a sus clientes.

Es por esta razón para solicitando un financiamiento en la que compra Arena mostatepe, clavos, piedras, bloques 6”, hierro 3/8 y ¼, cemento, tablas, alambre de amarre, perlin, zinc y la mano de obra, con el único fin de continuar comercializando la ropa y cubrir la demanda de los clientes en un lugar digno de sus clientes y su familia.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 132
    View loans »
    Nicaragua Loans Fundraising
  • $24,558,975
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD
Expired
A loan of $825 helped Yanina Margarita to buy sand, nails, stones, concrete blocks, iron, cement, wood, tie wire, purlin, zinc and to pay for labor to renovate her business.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 8, 2013
Listed
Jun 7, 2013
Currency Exchange Loss:
Possible
Expired:
Jul 7, 2013