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Juan Carlos
Juan lives in his own house with his wife and their three children. He has been growing corn and sorghum for 15 years. This is the way he earns a living and is able to bring home the daily bread. He does his business activity of farming year after year. It is the only way he knows of earning a living. He is a very hard-working, honest, and responsible man. In spite of his living conditions, which are very humble, he does not tire of working and giving his family the best.

He has decided to request a loan to buy the main agricultural supplies: fertilizers, pesticides, and seeds, etc. He will also improve the land where he plants, which is shown in the photo. He hopes to have favorable results because he does not have another source of income. He trusts in God that he will manage to get an abundant harvest, which will allow him to continue bringing home the daily bread.
View original language description ↓
Don Juan habita en casa de su propiedad junto con su esposa y sus tres hijos. Él se dedica al cultivo de maíz y sorgo desde hace 15 años. De esta forma es como se gana la vida y puede llevar el pan de cada día a su hogar. La actividad del cultivo la realiza año con año, y es la única forma que conoce de como ganarse la vida. Es un hombre muy trabajador, honrado y responsable. A pesar de las condiciones en las que vive, las cuales son muy humildes no se cansa de trabajar y de dar lo mejor a su familia. Ha tomado la decisión de solicitar un crédito para comprar los principales insumos agrícolas: abonos, venenos para plagas, semillas, etc. y mejorar el terreno donde siembra que es el que muestra la fotografía. Espera tener resultados favorables ya que no cuenta con otra fuente de ingresos. Confía en Dios que logrará obtener una cosecha abundante la cual le permitirá seguir llevando el pan de cada día a su hogar.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 743
    View loans »
    El Salvador Loans Fundraising
  • $26,296,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Juan Carlos to buy fertilizers, pesticides, and seeds, etc. and to improve the land.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
May 28, 2013
Jun 9, 2013
Currency Exchange Loss:
May 18, 2014