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Rene is 60 years old. He lives with his life partner and their four children. He is a hardworking and responsible man.

For the past several years, he has earned his living producing and selling dairy products in the area where he lives, as well as farming; he grows corn. He has a very good clientele because he knew how to win his customers' trust. He offers quality and good prices on his products.

Rene has decided to invest in the care of his cattle since his business depends on them, so he requested a loan to buy concentrated feed and vitamins for his cattle to allow him to grow his business. With this investment, he hopes to obtain favorable results and to continue providing his household with the economic help that they so badly need.
View original language description ↓
Rene de sesenta años de edad vive junto a su compañera de vida y sus cuatro hijos, es un hombre trabajador y responsable. Desde a hace varios años se dedica a la producción y venta de productos lácteos en la zona donde reside también a la agricultura, siembra maíz. Tiene muy buena clientela ya que ha sabido ganarse la confianza de sus clientes. Ofrece calidad y buenos precios en sus productos, ha decidido invertir en el cuidado de sus ganados ya que de eso depende su negocio. Por eso ha solicitado un crédito para poder comprar concentrado y vitaminas para el ganado que le permita crecer en el negocio. Con esto espera obtener resultados favorables y continuar brindando la ayuda económica a su hogar que tanto lo necesita.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 760
    View loans »
    El Salvador Loans Fundraising
  • $27,004,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,200 helped Rene to buy concentrated feed and vitamins for his cattle.
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
May 28, 2013
Jun 7, 2013
Currency Exchange Loss:
Jul 7, 2013