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Anonymous
The client is a responsible and hardworking man who currently lives with his parents. He works as a farmer growing corn and beans. With the money he earns he manages to pay for household expenses.

He wishes to increase sales so he is seeking a loan to buy seeds, manure, fertilizer, pesticide etc. These purchases will enable him to improve his land which is shown in the photograph. He needs this loan as he has no other source of funds, and it will allow him to continue putting bread on the table.
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El cliente es un hombre muy responsable y trabajador. Actualmente vive junto a sus padres, se dedica a ser agricultor siembra maíz y fríjol con las ganancias que obtiene logra solventar los gastos que tiene en su casa. El cliente desea incrementar sus ventas y por eso solicita un crédito el cual le permita comprar: semillas, abonos, fertilizantes, pesticidas entre otros y mejorar el terreno que muestra en la fotografía que es donde siembra. Desea contar con la ayuda solicitada puesto que no tiene otros ingresos monetarios, y así el seguirá llevando el pan de cada día a su hogar sin limitación alguna.

Additional Information

More information about this loan


This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   


Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.


About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 743
    View loans »
    El Salvador Loans Fundraising
  • $26,264,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped this borrower buy seeds, manure, fertilizer, pesticide etc. and improve his land.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 24, 2013
Listed
Jun 7, 2013
Currency Exchange Loss:
N/A
Ended:
Aug 18, 2013