.20-year old John is single and has no children. He lives with his relatives in the town of Guaranda, in Bolivar province.
Jhony works as a painter. He is seeking a loan to pay for his vehicle registration and the cost of a professional driving license. The loan will help him obtain the necessary documentation in Matriz. Jhony's dream is to become a professional driver. In his spare time he enjoys playing football and participating in tournaments.
John tiene 20 años de edad es soltero no tiene hijos, vive con los familiares en la ciudad de Guaranda Provincia de Bolívar.
Jhony trabaja en un taller de pintura. Solicita el crédito para pagar la matrícula y gastos de licencia de conducir profesional.
Con la ayuda del crédito podrá hacer los trámites para obtener la licencia profesional.
Los trámites pertinentes los realizará en Matriz. El sueño es ser un Chofer profesional. En el tiempo libre le gusta jugar futbol y participar en los campeonatos.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!