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Juan Antonio
Juan is 60 years old. He is a man who is very responsible with his household obligations; he has always been known for giving his family the best. He currently lives with his wife and their 16-year-old son.

Juan is very hardworking; he always has carried out his work cheerfully and with enthusiasm. He earns his living by being a farmer. Every year, he plants staple crops like corn and beans. He also grows sugar cane, with which they make "atado de dulce" [a hardened, unprocessed cane-sugar candy] to sell, which generates extra earnings for them on top of what they earn from the staple crops.

Juan wants to increase his sales, so he visited the offices of INTEGRAL to request a loan that will allow him to buy seeds, soil amendments, fertilizers, pesticides, and other supplies. He hopes he can count on the help he has asked for since he has no other monetary income; this way he will continue providing for his household without limitations.
View original language description ↓
Don Juan de 60 años de edad es un hombre muy responsable con sus obligaciones de hogar, ya que siempre se ha caracterizado por brindarle lo mejor a su familia. Actualmente vive junto a su esposa y su hijo de 16 años de edad, don Juan es muy trabajador, siempre lo ha realizado con alegría y entusiasmo, se dedica a ser agricultor siembra todos los años los principales granos básicos como lo son, maíz y fríjol y también la caña de azúcar con lo que elaboran el atado de dulce para comercializarlo lo cual le genera ganancias extra aparte de la de los granos básicos. Juan desea incrementar sus ventas y por eso visitó las oficinas de INTEGRAL para solicitar un crédito el cual le permita comprar: semillas, abonos, fertilizantes, pesticidas entre otros. Desea contar con la ayuda solicitada puesto que no tiene otros ingresos monetarios, y así el seguirá llevando el pan de cada día a su hogar sin limitación alguna.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 644
    View loans »
    El Salvador Loans Fundraising
  • $28,178,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,000 helped Juan Antonio to buy seeds, soil amendments, fertilizers, pesticides, and other supplies.
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
May 27, 2013
Jun 7, 2013
Currency Exchange Loss:
Jul 7, 2013