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Maria Luz
María, who is 42 years old, lives with her life partner and their three children in a house they own. She earns her living growing corn and beans. She has been working in agriculture for several years and has gained a lot of experience that allows her to obtain better harvests. She sells her harvests in the areas surrounding her community; she already has a many customers who prefer her for her quality, good prices, and above all, good service.

María needs to invest, so she is requesting a loan that will allow her to buy corn and bean seeds, insecticide, herbicide, fertilizers, etc. María has good credit references from her acquaintances, and she is very responsible. She maintains that she will be able to pay off the debt in the established timeframe, and at the same time, she trusts that she will bring economic security to her household.
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María de 42 años de edad vive junto a su compañero de vida y sus tres hijos en casa propia, ella se dedica al cultivo de maíz y fríjol, tiene varios años de trabajar en la agricultura y eso le ha regalado mucha experiencia que le permite obtener las mejores cosechas, sus cosechas las comercia en los alrededores de la comunidad, ya tiene mucha clientela que la prefiere por la calidad, los buenos precios y sobre todo por el buen servicio; ella necesita invertir por eso le solicita un crédito que le permita comprar semillas de maíz, fríjol, insecticida, herbicida, fertilizantes, etc. María tiene buenas referencias de pago por parte de sus conocidos, y es muy responsable, asegura que podrá cancelar la deuda en el periodo establecido y a la vez confía que llevara a su hogar seguridad económica.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 854
    View loans »
    El Salvador Loans Fundraising
  • $25,704,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Maria Luz to buy corn and bean seeds, insecticides, herbicides, fertilizers, etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 23, 2013
Listed
Jun 7, 2013
Currency Exchange Loss:
N/A
Ended:
Apr 16, 2014