Luis is 22 years old, married, and has one son who is two months old. He lives in the city of Guaranda in the province of Bolívar. He works in bricklaying, masonry and building houses. He is requesting a loan to buy a blender and to pay for the costs of obtaining his driver’s license. He says the loan is going to help him with what he needs. Luis’s dream is to have his own home. In his free time he likes to play sports.
Luis tiene 22 años es casado tien un hijo de 2 meses de nacido vive en Guaranda Provincia de Bolivar.
Se dedica a la albañeria en trabajos de construccion de casa, el dienro los solicita para comprar una licuadora y otra parte para sacar la licencia de conducir. El credito le va ayudar a cumplir con lo que necesita.
El sueño de luis es tener casa propia.
En los momentos libres le gusta hacer deporte.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!