Update on Maria VictoriaMaria is 44 years old, single and she has three children who are 14, 11 and 9 years old. She lives with her children in the city of Guaranda in Bolívar Province.
The “Tagma Rumiñahui” communal bank is made up of 14 members and is almost 25 minutes from the San Simón office. The members work in agriculture and livestock breeding.
Maria works raising and selling chickens as well as growing potatoes. She is requesting the loan to buy manure, seeds, fertilizer and balanced feed for the animals. With the support of the loan she will be able to preserve her capital and put the money from the loan to work instead.
Maria’s dream is to always have work in order to give her children an education. The challenge that she faces is transportation.
In her free time she likes to talk with her children and help them do homework.
La VRC Tagma Rumiñahui, esta conformada por 14 socios casi a 25 minutos de la oficina de San Simón, se dedican a la agricultura y ganadería.
MARIA se dedica a la crianza y venta de pollos, así como también el cultivo de papas. Solicita el crédito para comprar abonos semillas fertilizantes y balanceados para los animales.
Con el apoyo del crédito podrá guardar el capital que tenía para poder trabajar con el dinero del crédito.
El sueño de Maria es comprar contar saiempre con el trbajo para dar la educacion a los hijos.
El desafío al que se enfrenta la señora es el transporte.
En su tiempo libre le gusta conversar con los hijos y ayudar hacer la tarea.
Previous Loan DetailsMaria Victoria is 43 years old, single, and has three children (ages 13, 10, and 8). She lives with her children in the city of Guaranda in Bolívar Province.
The Communal Bank "Tagma Rumiñahui" consists of 14 members and is located almost 25 minutes away from the Cooperativa San Jose offic... More from Maria Victoria's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid