Update on Juan IsraelJUAN is 28 years old. He was married a short time ago and has a six month old son. He lives with his wife and son in the city of Guaranda, Bolivar province.
The Tagma Rumiñahui communal bank is made up of 14 members. It is almost 25 from the San Simón office. They work in agriculture and raising livestock.
JUAN grows corn and beans and raises and sells cattle and chickens. He is asking for the loan to buy some cows as well as seeds, fertilizer for the crops and feed.
Juan's dream is to always work to help his son and give him a good education. His challenge is facing weather changes.
During carnaval he likes to spend time with his family and friends.
La VRC Tagma Rumiñahui, esta conformada por 14 socios casi a 25 minutos de la oficina de San Simón, se dedican a la agricultura y ganadería.
JUAN se dedica al cultivo y venta de maiz y frejol, y a la crianza y venta de pollos y vacas. Solicita el crédito para comprar unas vacas, semillas, abonos para los cultivos y balanceado.
El sueño de Juan es tener simpre trabajo para ayudar a su hijo a dar una buena educacion. El desafío al que el señor se enfrenta es el cambio de clima.
En la fietas de carnaval le gusta mucho compartir con la familia y los amigos.
Previous Loan DetailsJuan Israel is 27 years old, single and has no children. He lives with his parents in the city of Guarand, Province of Bolivar. The communal bank Tagma Rumiñahui is made up of 14 members at almost 25 minutes from the San Simon office. They devote themselves to crop and livestock farming. ... More from Juan Israel's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid