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Kristofel is a 40-year-old farmer and is married to Novri, a 34-year-old woman. From the marriage, they are blessed with a son named Kevin, 7, who is in the first grade of elementary school.

Kristofel has been working as a farmer for years. He cultivates a paddy, but only in the rainy season. In order to make more money for his family needs, Kristofel also catches fish and shrimp to resell to retailers. Kristofel plans to buy nets and to develop a large canoe for fishing.

Therefore, he has requested a loan from Tanaoba Lais Manekat Foundation (TLM), amounting of IDR 10,000,000. Kristofel is hoping that TLM will help him, through the loan assistance, to improve his business.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 19
    View loans »
    Indonesia Loans Fundraising
  • $5,461,825
    Funds lent in using Kiva
  • 9,796.8
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Kristofel to buy nets and develop a large canoe for fishing.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
May 27, 2013
Jun 4, 2013
Currency Exchange Loss:
Sep 17, 2014