43-year-old Fredy lives with his life companion and their three children in his own house. He makes a living from the purchase and sale of fruit and vegetables: strawberries, bananas, oranges, tomatoes, onions, chillies, etc. He has had the business for two years and it has given him a lot of experience in sales. The place where he sells is very strategically located and it is a very busy area. He already has many customers who prefer his business because his produce is fresh, reasonably priced, and good quality, and because he provides excellent service.
Fredy is an enterprising man who is dedicated to his work and he has a great desire to get ahead. He is always looking for alternatives which will allow him to succeed. In recent weeks demand has increased and he wants to take the opportunity to make a new investment but he does not possess enough capital for backing. For this reason he is requesting a loan from Apoyo Integral so he can purchase fruit and vegetables wholesale. Fredy has good credit references. He is grateful for the support and he says he will be able to settle the debt. He trusts that the loan will give his family a better life.
fredy de 43 años de edad vive junto a su compañera de vida y sus tres hijos en casa propia, el se dedica a la compra y venta de frutas y verduras, fresas, plátanos, naranjas, tomates, cebollas, chiles entre otros tiene 2 años con el negocio y eso le ha regalado mucha experiencia en las ventas, el lugar donde comercia es muy estratégico para la actividad y además muy concurrido de personas, ya tiene mucha clientela que lo prefiere porque su producto es fresco, a buen precio, de calidad y con un excelente servicio; fredy es un hombre emprendedor, dedicado a su labor con muchas ganas de salir adelante, siempre está buscando alternativas que le permitan alcanzar el éxito, en las últimas semanas aumento la demanda y quiere aprovechar para realizar una nueva inversión pero no posee de suficiente capital que la respalde por eso le solicita a INTEGRAL un crédito que le permita comprar frutas y verduras por mayor. Fredy tiene buenas referencias de pago, esta agradecido con el apoyo y asegura que podrá saldar la deuda, a la vez confía que le dará a su familia una vida mejor.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.