Update on Maria EvangelinaMaría Evangelina sells all kinds of personal products, such as lotions, deodorants, hair pins, women's and men's underwear, etc. Her business is located at the end of the road where she lives. With the profits she earns from sales and help from her husband, she is able to cover household expenses. She lives with her eldest daughter.
The borrower wants to expand her business and has therefore requested a loan to buy everything she needs, such as perfumes, nail polish, deodorants and clothing. She has many customers because of her low prices. With the loan she is hoping to earn more income and continue giving her family everything they need.
Previous Loan DetailsMaria Evangelina sells clothes and cosmetics and displays her goods on the side of the street or on a bench as is usual for informal markets, as shown in the photograph. At the weekend, she is a mobile seller in nearby towns and areas. She lives with the 3 children (aged 23, 15 and 12) who sh... More from Maria Evangelina's previous loan »
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
About El Salvador
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Success!! The loan was 100% repaid