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Santiago is 37 and lives in his own house with his wife and his five children, ages 19, 17, 16, 5 and 4. The three eldest currently go to school. He has been farming for several years, and his main crops are corn and beans.

When his crops are ready he stores them in the bins that are shown in the photo, so that later he can go and sell them in the markets where staple grains are bought and sold.

With the earnings he gets from his sales, he manages to pay his household expenses. Santiago is requesting a loan so that he can buy the supplies he needs, such as fertilizers, herbicides, manures, and other things, so that he can have a good harvests and this way obtain better profits, in order to provide his family with better financial stability.
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Santiago de 37 años de edad vive en casa propia con su esposa y sus 5 hijos de 19, 17, 16, 5 y 4 años de edad los 3 mayores estudian actualmente, el se dedica a la agricultura su principal siembra es el maíz y el frijol desde hace varios años cuando sus cultivos ya están lito los almacena en los graneros que muestra la fotografía para luego salir a comercializarla en los mercados de compra-venta de granos básicos con las ganancias que obtiene de sus ventas logra solventar los gastos de su hogar. Santiago solicita un credito para poder comprar los insumos necesarios como fertilizantes, herbicidas, abonos, entre otras cosas para tener buenas cosechas y asi el pueda obtener mejores ganancias para darle a su familia una mejor estabilidad económica.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 747
    View loans »
    El Salvador Loans Fundraising
  • $28,256,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Santiago to buy fertilizers, herbicides, manures, etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
May 24, 2013
Jun 6, 2013
Currency Exchange Loss:
Apr 16, 2014