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Sandra Del Carmen
Sandra del Carmen is married and has two young children. She is originally from the town of Chinandega, located in the western part of the country. Sandra works at a school as a teacher. Little by little, she has been making improvements to her home. Thanks to the loans she has obtained, she has provided a decent place for her children to live. Her goals are to finish building her house and see her children finish school and become professionals.

Sandra is requesting this loan to purchase construction materials such as zinc sheeting, beams, iron, nails, tiles, lime, and other items. Her goal is to repair the roof of her home and tile it so that the coming rains will not get her home wet and her family will not get sick.
View original language description ↓
Sandra del Carmen, mayor de edad casada con dos hijos menores de edad, originaria del municipio de Chinandega ubicado en el occidente del país, Sandra es trabajadora activa en un centro de educación, cuenta con su salario como docente, ella poco a poco ha ido mejorando sus vivienda, con los créditos que ha obtenido para así brindarle un lugar digno donde vivir a sus hijos, uno de sus sueños y metas es poder terminar de construir su casa y el ver culminado sus estudios a sus hijos siendo unos profesionales, Sandra solicita financiamiento para la compra de materiales de construcción como; Zin, Perlines, hierro, clavos, cerámica, cal, entre otros, ya su objetivo es reparar el techo de su vivienda y colocarle cerámica, debido a que con estas lluvias cercas no desea mojarse ni que su familia se enferme.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 95
    View loans »
    Nicaragua Loans Fundraising
  • $24,742,900
    Funds lent in using Kiva
  • 25.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Sandra Del Carmen to purchase construction materials such as zinc sheeting, beams, cement, iron, nails, and tiles.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 30, 2013
Jun 6, 2013
Currency Exchange Loss:
Dec 17, 2014