The loan they'll receive will benefit the small business owners, one of which is Maritza. She reports that she has been a part of Pro Mujer for a year. She joined by invitation from one of the institution's promoters, who came to visit her at home. She currently owns a business weaving blankets. She learned this trade because she used to help her mother, then later on she decided to start her own independent business.
The loan she'll receive now is to increase her working capital by purchasing wool. She'll buy it at the street fairs of the town of El Alto, then after she weaves it, she'll display it in her sales area. This line of work allows her to obtain earnings in order to support her household as well as she can, since she's single and has a son.
When asked about what she likes about Pro Mujer, she answers that she enjoys the medical advice and the savings.
The group is joined by the sister of one of the ladies. She's wearing a coffee-colored sweater.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Maritza es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a su casa a visitarla. En la actualidad ella tiene un negocio tejido de mantas; este negocio lo aprendió del apoyo que le realizaba a su madre, porteriormente decide instalar su negocio independiente.
El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las ferias de la ciudad de El Alto y posteriormente a la elaboración lo instalará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es soltera y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gustan las consultas médicas y los ahorros.
Al grupo acompaña la hermana de una señora, ella esta vestida con una chompa café.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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