Generación 2006 Group
The loan that they will take out will benefit small micro-businesses where Luisa is a member. She says that this is her eighth loan cycle with Pro Mujer. She joined the group at the invitation of a consultant from the institution, who came to visit her at her home. Currently, Luisa has a business running a neighbourhood convenience store. She began this business when she saw what was needed in her area.
The loan that she is taking out is to increase her stock (to buy rice, sugar, oil, etc.) which she will acquire at fairs in the city of El Alto and later set up in her place of business. This type of work allows her to generate resources to support her household as best as she can, since she is single and has three children.
When asked what she liked about Pro Mujer, she replied that she liked the training and the loans.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Luisa es integrante, ella indica que hace ocho años que integra Pro Mujer, ingresando por invitación de una asesora de la institución que fue a su casa a visitarla. En la actualidad ella tiene un negocio de tienda de barrio; este negocio lo instaló al observar las necesidades que tenía en su zona.
El crédito que ahora sacará es para el aumento de capital (compra de arroz, azúcar, aceite, etc.) que adquirirá de las ferias de la ciudad de El Alto y posteriormente lo comercializará en su espacio de atención. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones y el crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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