Picaflor Ii Group
The loan that they will take out will benefit small micro-businesses where Angela is a member. She says that this is her second loan cycle with Pro Mujer. She joined the group at the invitation of a consultant from the institution, who came to visit her at home. Currently, Angela has a hairdressing business. She learned this line of work at a technical school and later decided to open her independent business.
The loan that she is taking out is to increase her working capital (to buy combs, hairdryers, etc.) which she will acquire at fairs in the city of El Alto and later set up in her place of business. This type of work allows her to generate resources to support her household as far as possible, since she is single and has two children.
When asked what she liked about Pro Mujer, she replied that she liked the medical consultations, the savings, the training, and the loans.
The daughter of a woman also appears in the photo of the group. She is wearing a black jacket.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Ángela es integrante, ella indica que hace un ciclo que integra Pro Mujer, ingresando por invitación de una asesora de la institución que fue a su casa a visitarla. En la actualidad ella tiene un negocio de peluquería; este negocio lo aprendió en un instituto técnico y posteriormente decidió instalar su negocio independiente.
El crédito que ahora sacará es para el aumento de capital (compra de cepillos, secadora, etc.) que adquirirá de las ferias de la ciudad de El Alto y posteriormente lo instalará en su espacio de atención. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es soltera y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las consultas médicas y los ahorros, las capacitaciones y el crédito.
Al grupo acompaña la hija de una señora, ella esta vestida con un chaleco negro
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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