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Alianza Group
In this Group: Angelica, Eufracia, Celia, Lourdez , Sarah , Lidia , Felicidad, Margarita, Gladys, Ines Vicenta, Jared, Antonia
The communal bank "Alianza" [Alliance] will begin its twentieth cycle with Pro Mujer as part of the Centro Focal de Panamericana [Focal Point of Pan-America]. The group is made up of twelve members and is led by a committee of directors; Sarah is the Secretary. The members are involved in different types of businesses, like sewing sports clothing, selling corn cakes and sweets, making handicrafts, selling woven textiles, children's clothing, making sports clothing, having a neighborhood store, tin craftwork, selling cheese, blanket macramé, and weaving clothing. The loan that they will take out will benefit these small micro-businesses.

Sarah is a group member. She says that she has been a member of Pro Mujer for ten years, joining through the invitation of a friend who was already a member of the institution. Presently, she has a neighborhood store. She began this business at the recommendation of her mother, and because she saw the need in her neighborhood.

The loan she will take out is to grow her capital (by buying rice, noodles, sugar, etc.). She will buy these items from stores and will later place them in her shop. This form of work allows her to generate revenue in order to maintain her home. She is married and has one daughter.

When asked what she likes about Pro Mujer, she responded that she likes the health area.
View original language description ↓
La A.C. “ALIANZA” iniciará el vigésimo primer ciclo en Pro Mujer, como parte del Centro Focal de Panamericana, está compuesta por doce integrantes y está dirigida por una mesa directiva donde la señora Sarah es la Secretaria. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: costura de deportivos, venta de chancaca y dulces, artesana, venta de awayos, ropa de bebe, confección de deportivos, tienda de barrio, artesanía en latas, venta de queso, macramé de mantas, tejido de prendas de vestir.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Sarah es integrante, ella indica que hace diez años que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de tienda de barrio; da a conocer que este negocio lo emprendió por recomendación de su madre y al ver la necesidad que se tenía en su zona.

El crédito que ahora sacará es para el aumento de capital (compra arroz, fideo, azúcar, etc.) que adquirirá de las tiendas y posteriormente lo instalará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene una hija.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 102
    View loans »
    Bolivia Loans Fundraising
  • $29,504,650
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Alianza Group's $4,800 loan helped a member to buy rice, noodles, sugar, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 23, 2013
Listed
Jun 10, 2013
Currency Exchange Loss:
Covered
Ended:
Dec 17, 2013