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Maria Josefina

Update on Maria Josefina

Maria is 34 years old. She is married and has 4 children. Maria lives with her spouse and children in the city of Guaranda in the Bolivar Province.

The VRC Tagma Rumiñahui, located almost 25 minutes from the San Simón office, focuses on agriculture and cattle ranching.

Maria works in agriculture, growing corn and potatoes, as well as raising and selling pigs and cattle.

Maria is requesting the loan to buy pigs, seeds, fertilizers, urea, and weed killer.

With the help of the loan, Maria is going to buy more animals and improve her fields. She does her shopping every 15 days in the city of Guaranda. Her dream is to have her own vehicle and buy land.

In her free time, Maria likes to go out walking and go to parties because she likes to dance.
View original language description ↓
MARIA tiene 34 años, es casada tiene 4 hijos, vive con el esposo e hijos en la ciudad de Guaranda Provincia Bolívar.

La VRC Tagma Rumiñahui, esta conformada casi a 25 minutos de la oficina de San Simón, se dedican a la agricultura y ganadería.

MARIA se dedica a la agricultura a la siembra de maíz. papas, además se dedica a la crianza y venta de cerdos y ganado.

Solicita el crédito para comprar semillas, fertilizantes, urea, líquidos para la maleza y comprar cerdos.

Con el apoyo del crédito va incrementar sus animales y mejorar los sembríos. Realiza sus compras cada 15 días en la ciudad de Guaranda.El sueño es tener su propio vehículo y comprar un terreno.

En el tiempo libre le gusta salir a caminar y festejar las fiestas por que le gusta bailar.

Previous Loan Details

María Josefina is 33 years old. She is married and has 4 children who are 15, 10, 7 and 4 years old. She lives with her husband and children in the city of Guaranda, Bolívar Province. The VRC Tagma Rumiñahui, is made up of 14 partners and is located at about 25 minutes from the San Simón office, ... More from Maria Josefina's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 89
    View loans »
    Ecuador Loans Fundraising
  • $24,581,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Maria Josefina to buy seeds, fertilizers, urea, weed killer, and pigs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
May 27, 2013
Jun 6, 2013
Currency Exchange Loss:
Jun 19, 2014