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Vicente is 59 years old. He is married and has two children. He lives with his wife and children.

Vicente lives in Guaranda. He works in agriculture, harvesting corn, wheat, and peas. He needs money to buy seeds, manure, fertilizers and fungicides. The loan has helped him to increase the productivity of his fields.

Vicente buys the products in Comercial Prado in Guaranda.

Vicente's dream is to buy land to build a house and a little for planting.

In his free time, Vicente enjoys playing sports. He also likes to attend Carnaval celebrations.
View original language description ↓
Vicente tiene 59 años de edad es casado tiene dos hijos vive con la esposa y con los hijos.

Vicente vive en Guaranda se dedica a la agricultura a la siembra de maiz, trigo y arveja, el dinero lo necesita para la compra de semillas, abonos, fertilizantes y funguicidas. El credito le ayudado a crecer la productividad de los sembrios.

Vicente compra los productos en Comercial Prado en Guaranda.

El sueño de Vicente es comprar un terreno para construir una casa y un poco para sembrar.

En los tiepos libres le gusta hacer deporte, adeas le gusta festejar las fiestas de carnaval.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 54
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Vicente to buy seeds, manure, fertilizers, and fungicides.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
May 27, 2013
Jun 6, 2013
Currency Exchange Loss:
Jun 17, 2014