The loan that they are currently taking out will benefit these micro-businesswomen. Sofia is a member of this group and she says that she joined Pro Mujer four loan cycles ago, through an invitation from a friend who was an existing member of the institution. Sofia has a business selling furniture. She started this business six years ago on her own initiative.
The loan that Sofia is requesting will be used to increase her working capital. She will buy furniture from wholesalers and then sell them from her sales location. This work allows her to make money with which to support her household as best she can. She is married, has one child and, in addition, is also caring for her niece.
When asked what she likes about Pro Mujer, Sofia replied that she likes the health services.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Sofía es integrante, ella indica que hace cuatro ciclos que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de muebles; da a conocer que este negocio lo emprendió hace seis años por iniciativa propia.
El crédito que ahora sacará es para el aumento de capital (compra muebles) que adquirirá de las tiendas, por mayor, y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene un hijo y esta al cuidado de su sobrina.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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