Kantutas De Los Andes Group
Francisca is a member of this group. She says that she has been part of Pro Mujer for thirty years, joining through the invitation of one of the institution's promoters, who visited her at her house. Presently, she has a business selling food. She says that she learned this business through the experiences she had working in other places.
The loan that she will take out today is to grow her capital (rice, noodles, etc.). She will acquire these items at stores, wholesale, and will later make the items and sell them in her stall. This form of work allow her to generate revenue in order to maintain her home. She is married and has seven children.
When asked what she likes about Pro Mujer, she responds that she likes the savings.
One of the member's daughters is also in the photo; she is standing in the door.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Francisca es integrante, ella indica que hace treinta años que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que la visito en su casa. En la actualidad ella tiene un negocio de venta de comida; da a conocer que este negocio lo emprendió por la experiencia que tenía en trabajar en otros lugares.
El crédito que ahora sacará es para el aumento de capital (compra arroz, fideo, etc.) que adquirirá de las tiendas, por mayor, y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene siete hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los ahorros.
Al grupo acompaña la hija de una de las socias ella esta ubicada en la puerta
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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