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Susanna is a charming 31-year-old lady who is engaged in animal breeding. She is married and lives with her husband and two children in the town of Sevan. Her husband is a driver and works hard days and nights in order to sustain his family, so Susanna is in charge of the upbringing of their children.

Susanna has a higher education and for five years she used to work as an accountant in Sevan. But for more than two years she has been jobless and so she raises cows, bulls and chickens at her farm. The products from farming Susanna sells in the Sevan food markets. She says that raising animals is a very hard occupation, especially for women, but at the same time it is very profitable. Susanna does her best to ensure a good future for her children.

Susanna decided to increase the number of her animals and for this she asks a loan from Kiva lenders to buy two calves and fodder for animals. This is the sixth loan from Nor Horizon for Susanna and the first one from Kiva, and she hopes that her first deal with Kiva will have a good success for her agricultural business.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 124
    View loans »
    Armenia Loans Fundraising
  • $14,377,525
    Funds lent in using Kiva
  • 417.2
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,175 helped Susanna to buy two calves and fodder for animals.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 4, 2013
Jun 4, 2013
Currency Exchange Loss:
Dec 17, 2014