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Blanca Yadira

Update on Blanca Yadira

Blanca Yadira is married and has two children (minors). She is from a municipality in Chinandega, located in the western part of the country. She runs a general merchandise business, buying and selling adult and children's clothing, cosmetics, gold articles, footwear, and trinkets. She sells her products for cash or credit, to permanent and temporary clients, both at markets and at home. One of her dreams is for her children to become professionals, an opportunity she never had herself since she had to work from an early age in order to contribute to the income of the household.

This is not the first time Blanca asks for a loan and thanks to previous support she has been able to increase her business, offer a wider range of products, and better serve the needs of her clients. The purpose of this loan is to increase her inventory, as she has several orders from her clients that she needs to deliver. Therefore she is again applying for a loan in order to buy more adult and children’s clothing, cosmetics, and other consumer goods. Blanca is very grateful to the Kiva lenders for offering their support to people with scarce economic resources.
View original language description ↓
Blanca Yadira Mayor de edad casada con dos hijos menores de edad, originaria de uno de los municipios de Chinandega ubicado al oeste del occidente del pais es propietaria de un negocio de mercaderia en general como : compra venta de ropa nueva para niños y adultos, cosmeticos, prendas de oro, calzado, entre otros productos de bisuterias, vende al contado y al credito a clientes fijos y eventuales, ofrece sus productos de forma ambulante y en su casa de habitacion, uno de sus sueños es poder realizar mejoras en su casa de habitacion y asi brindarles un techo digno a sus hijos, otros de sus sueños es poder ver realizados a sus hijos siendo unos profesionales algo que ella no pudo hacer, yaque desde muy temprana edad tuvo que salir a trabajar para apoyar en el sustento de su hogar, Blanca no es la primera vez que solcitad financiamiento y gracias al apoyo que se le ha brindado ha podido aumentar mas su negocio y asi ha logrado ofrecer diversas variedades de productos a sus clientes dejandolos sastifechos. El Objetivo de este credio es para incrementar a un mas su inventario ya que tiene varios pedidos de sus clientes que tiene que entregar, por lo tanto esta solicitando nuevamente financimiento par ala compra de Ropa de niños y adultos cosmeticos, chineria entre otros. Blanca Agradece mucho lel apoyo que los inversionistas Kivas les ofrece a personas de bajos recursos economicos.-

Previous Loan Details

Blanca Yadira is a businesswoman who has been fortunate enough to receive financing to increase her investment to sell general merchandise and who can therefore offer her clients a wide range of products. Her business arose out of her need to help with the household expenses and to give her fami... More from Blanca Yadira's previous loan »

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 131
    View loans »
    Nicaragua Loans Fundraising
  • $24,576,775
    Funds lent in using Kiva
  • 25.1
    Nicaragua Cordobas (NIO) = $1 USD
Expired
A loan of $1,000 helped Blanca Yadira to buy general retail such as shoes, shorts, skirts, children's clothing, cosmetics and more.
Repayment Term
21 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 28, 2013
Listed
Jun 6, 2013
Currency Exchange Loss:
Possible
Expired:
Jul 6, 2013