Update on Juan ArsecioJuan Arsecio, 47, is married and lives with his wife and children in the canton of Guaranda, in the province of Bolívar. He belongs to the communal bank "Casasiche Chilipampa" which is half an hour from Guaranda. The group works in agriculture and livestock farming, such as raising dairy cows and pigs.
Juan grows corn and potatoes and raises dairy cows. He makes his purchases in Guaranda and sells his produce at the wholesale market in the same city, He is requesting a loan to buy supplies such as fertilizers and seeds to plant corn and potatoes. He also wants to buy animal feed and animals to fatten and sell later. The loan will help him financially so he can cover his family's expenses.
His goal is to have enough money to give his children an education. He enjoys his animals and likes to relax in his free time.
Pertenece a la Ventanilla Casaiche Chilipamba ubicada a media hora de Guaranda perteneciente, es un grupo que se dedica a la agricultura y a la ganadería como vacas lecheras y chanchos.
Se dedica a la agricultura de maíz y papa y a la ganadería cría vacas lecheras, las comprar las realiza en Guaranda y vende en el mercado mayorista de la misma ciudad.
Solicita el crédito para la compra de insumos: como fertilizantes, abonos, semillas para la siembra maíz, papa y comprar animales para engordar y después vender y alientacion. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades de la familia.
Su sueño es tener dinero para poder dar la educacion a los hijos.
Le gusta los animales y descansar en los tiempos libres.
Previous Loan DetailsJuan Arsecio Y. T. is 45 years old, married and lives with this wife and 3 children, they live in the area of Guaranda in the Province of Bolívar. Juan belongs to the Ventanilla Casaiche Chilipamba located half an hour from Guaranda. It is a group that dedicates themselves to agriculture and s... More from Juan Arsecio's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid