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Julio Alberto
Julio is 42 years old and is very responsible when it comes to his household responsibilities. He has always sought to provide his family with the best life he can. Julio currently lives alongside his wife and four children. He is very hard-working and is always happy and enthusiastic. Julio makes a living in agriculture, growing corn and sorghum. He wants to increase his sales and so is applying for a loan to buy seeds, manure, fertilisers, pesticides and more and to improve his land (which can be seen on the photo). Julio wants this loan as he has no other income. With it, he will be able to continue bringing home his daily bread.
View original language description ↓
Don julio de 42 años de edad es un hombre muy responsable con sus obligaciones de hogar, ya que siempre se ha caracterizado por brindarle lo mejor a su familia. Actualmente vive junto a su esposa y sus cuatro hijos, es muy trabajador, siempre lo ha realizado con alegría y entusiasmo, se dedica a ser agricultora siembra maíz y maicillo. Don julio desea incrementar sus ventas y por eso solicita un crédito el cual le permita comprar: semillas, abonos, fertilizantes, pesticidas entre otros y mejorar el terreno que muestra en la fotografía que es donde siembra. Desea contar con la ayuda solicitada puesto que no tiene otros ingresos monetarios, y así el seguirá llevando el pan de cada día a su hogar sin limitación alguna.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 462
    View loans »
    El Salvador Loans Fundraising
  • $23,095,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Julio Alberto to buy seeds, manure, fertiliser, pesticides and more.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 29, 2013
Listed
Jun 6, 2013
Currency Exchange Loss:
N/A
Ended:
Mar 17, 2014