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Jose Elias
José, 51, has worked in agriculture for several years growing the main basic grains like corn and beans. He also works selling cattle. He sells his products to agencies that buy and sell basic grains that are near his place of residence. With profits obtained he’s able to cover some of his household expenses. He lives in a house of his own with his wife and four children.

José is asking for a loan to buy supplies like fertilizer, manure, seeds and herbicide and the necessary tools to continue planting in order to earn higher profits and give his family better economic stability.
View original language description ↓
Don José de 51 años de edad se dedica a la agricultura desde hace varios años siembra los principales granos básicos como lo son el maíz y el frijol, también se dedica se dedica a la venta de ganado, comercializa sus productos con agencias de granos básicos que están cerca de su lugar de residencia con las ganancias que obtiene logra solventar algunos gastos de su hogar vive en casa propia con su esposa y sus 4 hijos, don José está solicitando un crédito para la compra de insumos como: fertilizantes, abonos, semillas, herbicidas y las herramientas necesarias para seguir cultivando y asi poder obtener mejores ganancias para darle a su familia una mejor estabilidad económica.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 723
    View loans »
    El Salvador Loans Fundraising
  • $27,126,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,000 helped Jose Elias to buy farm supplies.
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
May 9, 2013
Jun 5, 2013
Currency Exchange Loss:
Jul 5, 2013