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Ms. Ramatoulaye lives in Senegal with her family. She is divorced and pays for the food, electricity, and schooling costs for her children. She has been running a restaurant for over ten years and has a positive impact on meeting family needs, thanks to the income she earns.

She is a member of a U-IMCEC branch and is requesting a loan of 500,000 francs for renovating her restaurant to make it more attractive and welcoming. She has already paid back a previous loan with this institution. With this financing, her goal is to make her business more profitable, so as to do better in meeting her children's schooling costs and also to improve her savings, so she can renovate her house. Her family can then really thrive. Beyond this, she would like to expand her restaurant.
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Madame Ramatoulaye habite au Sénégal avec sa famille. Elle est divorcée et supporte les charges de nourriture, d’électricité et de scolarité pour ses enfants. Elle gère un restaurant depuis plus de 10 ans et contribue positivement à la satisfaction des besoins de sa famille grâce aux revenus qu’elle gagne. Elle est membre d’un guichet de l’UIMCEC et sollicite un crédit de 500 000 prévus pour la réfection de son restaurant dans le but de le rendre plus attractif et accueillant. Elle a déjà remboursé un crédit antérieur au sein de l’institution. Son objectif a travers ce financement est de rendre plus rentable son activité afin de mieux supporter les frais scolaires de ses enfants mais aussi d’améliorer leurs conditions alimentaires, augmenter son épargne pour rénover sa maison et permettre a sa famille de mieux s’épanouir davantage. Ultérieurement, elle voudrait agrandir son restauration.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.


About Senegal

  • $2,300
    Average annual income
  • 40
    View loans »
    Senegal Loans Fundraising
  • $13,487,775
    Funds lent in using Kiva
  • 504.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ramatoulaye to renovate her restaurant.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 7, 2013
Jun 3, 2013
Currency Exchange Loss:
Jun 17, 2014