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Hem C., 47, is a farmer and her husband is tuk-tuk taxi driver. (The tuk-tuk is a type of motorized 3-wheeled vehicle.) The couple lives in Khsom Village, Kandal Province, Cambodia. Mrs. C. earns about $2 per day and her husband earns $3.50 per day. They have seven children, one of whom is married. Her two sons who work as bricklayers in Phnom Penh also help with the family’s expenses.

Because of her desire to expand her husband’s business, Mrs. C. is asking for a loan so her husband can purchase a new trailer for his tuk-tuk. The new trailer will allow him to attract more customers and thereby increase his earnings as a tuk-tuk driver.

About Hattha Kaksekar Limited (HKL):

Hattha Kaksekar Limited (HKL) is one of Cambodia's largest and most successful microfinance institutions (MFIs). It is committed to helping its clients achieve their business goals by providing sound financial services, and thereby hopes to contribute to the social and economic development of Cambodia. HKL specifically targets women and poor families in order to help them achieve increased financial security and quality of life, by offering various credit programs and encouraging savings. In accordance with its mission and its commitment to operational and financial sustainability, HKL contributes part of its net profits every year to support social development in education and healthcare.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 44
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Hem to purchase a new trailer for her husband's tuk-tuk.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Sep 8, 2008
Jul 28, 2008
Currency Exchange Loss:
Dec 15, 2009