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Gulushan is 45 years old, married and a mother of three children, two of which currently attend school. Gulushan and her husband make a living as schoolteachers. SInce they both were able to receive a high level of education, Gulushan's dream is that her children, too, will be able to obtain a good education and find a successful job.

In order to fulfill this dream, Gulushan and her husband started a farm 23 years ago. The sell milk, milk products, bulls, and sheep. They're asking for a loan because they want to expand their business by purchasing a purebred cow and a calf.
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Гюлюшан 45 лет, она замужем и мать троих детей, двое из них ходят в школу. Гюлюшан и ее муж работают учителами в школе и получают зарплату. Так как они сами получили высокое образование Гюлюшан очень хотелось чтобы ее дети тоже смогли учится и работать по специальности. Для осуществления свщей мечты 23 года назад она с помощью мужа начала сельскохозаыственный бизнес. Они продают молоко и молочные продукты, баран и овец. Для расширения бизнеса она хочет купить породистую корову с теленком. С этой целью она обратились за кредитом в 2000 АЗН.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Azerbaijan

  • $10,800
    Average annual income
  • 86
    View loans »
    Azerbaijan Loans Fundraising
  • $14,526,825
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,550 helped Gulushan to buy a purebred cow and calf.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 24, 2013
Jun 3, 2013
Currency Exchange Loss:
Dec 20, 2014