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Arzu, age 47 and widowed, is a dairy farmer. She is a kind and hard-working person. She has dedicated 13 years of her life to her agricultural activities, and she has become an experienced farmer.

Arzu brought up her three children alone after her husband's death. They are 17, 23, and 25 years old. All her efforts have been and will be for the sake of securing their education and providing for their future. She herself has only a secondary education. Her eldest son works abroad and the second-eldest is studying in Baku, the capital of Azerbaijan. Her youngest son (pictured with her) helps her at home and with her agricultural activities.

She is requesting a loan in the amount of 1600 AZN in order to buy a dairy cow.

Additional Information

About VisionFund AzerCredit

This loan is administered by VisionFund AzerCredit (VF AzerCredit). VF AzerCredit is part of VisionFund International, which has microfinance banking operations in 40 countries. VF AzerCredit aims to provide sustainable financial services for people in Azerbaijan who are not able to access financing through the conventional banking system.

With branches stretching across Azerbaijan, VF AzerCredit currently serves over 40,000 active clients with a variety of loan products. Of over 20 regions in which VF AzerCredit operates, a strong majority are comparatively underserved rural areas.

For more information on VF AzerCredit, please visit its partner page. If you would like to support other VF AzerCredit clients, please see other loans currently fundraising from this Field Partner.


About Azerbaijan

  • $6,171
    Average annual income
  • 17
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD