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Niyozmo is a resident of the Qumsangir district. She is 42 years old, married and has two children. Her oldest son is working in Russia. Niyozmo has a secondary education. She has been involved in agriculture for five years. Niyozmo owns a small plot of land, where she grows vegetables. In addition, Niyozmo is involved in buying and selling small livestock. She works hard and works two jobs in order to provide for her family. Niyozmo is requesting this loan to purchase mineral fertilizers for a tomato harvest and to buy small livestock to fatten up and resell. Niyozmo wants to use the profit to marry off her son.
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Ниёзмо жительница района Кумсангир. Ей 42 года. Она замужем и имеет двоих детей. Старший ее сын находится на заработках в России. У Ниёзмо среднее образование. Она в течение 5 лет занимается растениеводством. Ниёзмо имеет собственный небольшой участок земли, на котором выращивает овощи. К тому же Ниёзмо занимается купле-продажей мелкорогатого скота. Она трудится усердно и работает на двух работах, чтобы обеспечивать семью. Ниёзмо запрашивает кредит для приобретения минеральных удобрений для урожая помидора, а также закупа мелко-рогатого скота с целью откорма и продажи. За счет прибыли Ниёзмо хочет женить сына.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 116
    View loans »
    Tajikistan Loans Fundraising
  • $29,861,275
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Niyozmo to purchase mineral fertilizers for a tomato harvest and to buy small livestock to fatten up and resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 16, 2013
Jun 3, 2013
Currency Exchange Loss:
Jun 17, 2014