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Ali is 25 years old and an energetic man, with many dreams to fulfill. He has requested a loan from Kiva's partner, BRAC Pakistan. This loan could help him to expand his business. He has been running a shop selling ladies' items, like cosmetic products, hair dryers, skin creams, and costume jewelry. His current stock is limited, and with the loan capital, he would purchase a variety of new items to attract more customers. This would increase his net sales and income. He is very thankful to Kiva and BRAC Pakistan

Additional Information

More information about this loan

This loan is part of BRAC Pakistan's effort to provide credit to entrepreneurs seeking to expand their small businesses. These are individuals who have limited access to loans because their requests are too large for typical microfinance, and they lack the collateral to borrow from commercial banks. By funding this loan, you will enable a small business owner to provide new services and create new employment opportunities.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 253
    View loans »
    Pakistan Loans Fundraising
  • $14,728,150
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD
A loan of $1,025 helped Ali to buy a variety of new inventory for the shop where he sells personal items for ladies, like skin creams and costume jewelry.
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 23, 2013
Jun 3, 2013
Currency Exchange Loss:
Jul 3, 2013